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Best Places to Work 2011 Winner

Optio Solutions is proud to be one of the North Bay's best places to work two years in a row.

Management Team

Chairman of the Board - J. David (Dave) Siembieda

Photo of Dave Siembieda

J. David Siembieda has been the President and CEO of CrossCheck, Inc., the nation’s third largest check approval and guarantee provider, for over 8 years. He has over 18 years of experience in the check services field. 

Dave took over as President & CEO in 2000 after holding the position of Executive Vice President of Sales and Marketing, leading CrossCheck to record breaking sales and annual growth of over 40%. Read more.



President & CEO - Chris Schumacher

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Chris has extensive experience in operational management, strategic planning and systems automation. Chris also has an impressive background in the accounts receivable management industry with over 18 years of leadership experience. His work in development and implementation of collection strategies utilizing technology and analytics has created customized solutions which increase collection results for our clients. Read more.



National Vice President of Sales - Terry Buske

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Terry Buske brings a wealth of sales leadership, strategic planning and collection industry experience to his position at Optio Solutions.

Terry has held several top management positions in financial services and collection industry companies. Before joining Optio Solutions, he served as President and CEO of Six400 Financial Services, a software development company serving banks and credit unions. Read more.



Manager of Client Relations - Karen Cividanes

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Karen Cividanes brings over 20 years of management, staffing and training experience to Optio Solutions. Karen was previously involved in creating and enforcing company policies and procedures, including initiating HIPAA policy, at offices throughout the Western United States. Karen’s experience includes personnel training and supervision for financial services, collections and pharmaceutical companies. Read more.



Manager of Consumer Relations – Doug Morrison

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Doug Morrison has an extensive background in the collections industry, including 25 years in a management role. During his career, Doug has been responsible for multiple collection divisions throughout the country for one of the world’s largest financial services companies. In addition, Doug spent several years in collections management at the nation’s third largest check guarantee company developing a highly successful team of collectors as well as becoming one of the company’s most successful collectors handling the company’s high ticket claims. Read more.