Updated 2/15/18

This Website is intended for authorized users only and is subject to the following terms and conditions, including terms of use (collectively, “Terms”).  By accessing, viewing, or using the content, material, or services available on or through this Website, you indicate that you have read, understand, and agree to be legally bound by these Terms and by Optio Solutions LLC’s (“Optio”) Privacy Policy.

These Terms may be changed at any time and without notice. It is the obligation of users visiting the Website to review the Terms for any changes since their last visit.  The top of the page will indicate the date the changes were made.  Your continued use of the Website after such changes constitutes your acceptance of the new Terms.

Consent to Contact:  By using this Website or providing us with your personal contact information such as address, telephone number, mobile telephone number or email address, you expressly consent to Optio and/or its servicers, assigns, and third party representatives contacting you by such methods to include verbal, written and/or electronic means, and at any telephone number associated with you, including wireless telephone numbers, where methods of contact may include manual calling, using prerecorded or artificial voice messages, automatic telephone dialing systems, and text.  You agree that your consent is not revoked in the event your telephone number is ported to a wireless or residential line, or vice versa.  You expressly consent to contact by email at any email address provided by you.

We do not warrant the completeness, timeliness or accuracy of any of the information available at this Website. To the fullest extent permitted by law, the information is provided “as is” without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title or non-infringement. If you rely on information presented on this Website, you do so at your own risk.

In no event will we be liable to you or anyone else for any direct, indirect, special, consequential or other damages on account of your use of or reliance on the information found at this Website, or on any other linked website, including, without limitation, lost profits, business interruption, loss of programs or other data, even if we are expressly advised of the possibility of such damages.

Any information, services, or materials offered by or through this Website shall not be construed as or understood to be financial, investment, legal, tax or accounting advice of any kind and should not be relied upon as such.

Proprietary Information: Permission is granted to download and print materials from this Website only for the purpose of viewing, reading, and retaining for reference the materials for personal, non-commercial purposes. Any other copying, distribution, use or modification of or preparation of derivative works based upon, or any framing, capturing, harvesting, or collection of, or creating of hypertext or other links or connections to, this Website or any materials on this site, whether in electronic or hard copy form, without the express prior written permission of Optio is strictly prohibited. Removing or altering any copyright notice or any other proprietary notice on any Website materials is strictly prohibited.

This Website may contain links to other websites. The links are provided for information and convenience purposes only and are not an endorsement by Optio of the content of such linked websites.  Optio is not responsible for the privacy practices of other websites and encourages users to be aware that when they are leaving the Website, to read the privacy statements of each website that collects personally identifiable information. You should be aware that these sites may implant cookies or other file types on your personal computer and in addition may gather personal data from you and/or may seek personal information from you as well.

The Optio Solutions, LLC name, logo and related trademarks and service marks, are registered and/or used in the United States.  All other trademarks, service marks and trade names referenced on this Website are the property of their respective owners. Use of the Optio Solutions, LLC name or any of their trademarks or other materials without prior written consent is strictly prohibited.

Any comments, suggestions or materials you send Optio will be deemed to be non-confidential. Other than complying with the terms of Optio Privacy Policy, Optio has no obligation of any kind with respect to your comments, suggestions or materials and they may be used without limitation, including developing and marketing products that incorporate such comments, suggestions or materials.

These Terms and the materials contained in this Website shall be construed and enforced in accordance with the laws of the State of California without regard to the choice or conflict of laws of any jurisdiction, and shall have exclusive jurisdiction and venue over all controversies related to these Terms and the materials contained herein. You hereby expressly consent to the exclusive and personal jurisdiction and venue in the courts of Sonoma County, California.  You further agree to waive any right to a jury trial in connection with any action arising out of or related to these Terms.

This communication is from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.