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Choosing a Debt Collection Agency is Like Kissing Frogs

Have you heard the fairy tale about the lovely princess who loses her golden ball in the pond, only to have an ugly frog offer to get it if she’ll be his companion?  She agrees, but then realizes that she’s stuck herself with a frog for a companion, and isn’t so happy about it.  Nonetheless,…

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June 17, 2011UncategorizedBy Joe Gargiulo

Fair Practices and the New Science of Debt Collection

We find, in The Odyssey, this debt collection effort: At daybreak I’ll be off, to see the Kaukonians about a debt they owe me, an old one and no trifle. -Homer Well, some things never change.  Where there’s money, there’s also unpaid debt.  But many things do change, and the technology available for collection is…

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June 11, 2011Debt Collection, Flat Fee CollectionsBy Joe Gargiulo

How to Read Your Credit Report

In previous posts, we advised you to go to freeannualcreditreport.com and get at least one of your reports from one of the three major reporting bureaus. Now that you have the credit report in hand, it’s time to chase down any fraudulent accounts identity thieves might have set up, or extra transactions they racked up…

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April 29, 2011Debt Collection, LegalBy Joe Gargiulo

How to Recover from Identity Theft

Note:  This is Part 4 of 4 in a series of posts on identity theft protections and how to safeguard your personal and financial information. Our series on identity theft protections has shown how to protect yourself online, stay safe offline and prepare to take action in the event you fall victim to identity theft.…

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April 18, 2011Identity TheftBy Joe Gargiulo

Identity Theft Protections: Preparing to Take Action

Note: This is Part 3 of 4 in a series of posts on identity theft protections and how to safeguard your personal and financial information. What Happened to my Account? Perhaps you’ve received a letter similar to this: “We are writing to inform you of an incident involving the compromise of personal information of certain…

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April 7, 2011Identity TheftBy Joe Gargiulo

Identity Theft Protections: Staying Safe Offline

Note: This is Part 2 of 4 in a series of posts on identity theft protections and how to safeguard your personal and financial information. Welcome back!  How’s the headache? In the last post, Identity Theft Protections: Being Safe Online, we talked about ways you can protect yourself from identity theft, focusing mainly on threats…

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April 1, 2011Identity TheftBy Joe Gargiulo
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  • Optio Advantage
    • Compliance
    • Security and Technology
    • Brand Protection
    • Results
    • Client Testimonials
    • Transparent Partnership
    • Press Releases
    • Affiliations
    • Philanthropy
    • Mission, Vision and Values
    • Management Team
  • Solutions
    • First Party Collections
    • Third Party Collections
    • Multi-Channel Communications
    • Brand Protection
  • Industries
    • Financial Services
    • Education and Student Loans
    • Healthcare
    • Retail
    • Energy and Utilities
    • Telecommunications
    • Automotive
    • Commercial Collections
    • Insurance
  • Consumer Resources
    • Did You Get a Call or Letter?
    • Consumer Feedback
    • Consumer Comments & Requests
  • Careers
  • Privacy
  • Contact
  • Blog
    • Debt Collection Guides
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