Debt Collections, Foreclosure

Home Owners Flip Debt Collections on their Banks

In an act of debt collections role reversal, two homeowners exercised their rights as property owners by ordering a levy on their banks to recover legal fees. Yes, that’s correct. For the residents, it wasn’t Bank of America or Wells Fargo who would be collecting on them — despite repeated attempts by those institutions — but the residents who initiated a sale on the two financial goliaths for attempting to make invalid collections.

One Legal Appreciates Optio’s Methods

Those who make it in the business world like to say it’s because of who they knew, and to “network, network, network.” Sometimes, that “who” you know can help your business in ways you never thought you might need. In this case study, a single connection shows us an example of the power of what…

How to Read Your Credit Report

In previous posts, we advised you to go to and get at least one of your reports from one of the three major reporting bureaus. Now that you have the credit report in hand, it’s time to chase down any fraudulent accounts identity thieves might have set up, or extra transactions they racked up…