Optio Solutions Blog

Concept of Car Loan transition - Loan denied stamp with arrows turning red to green, and turning into an approved Auto Loan.
November 25, 2025

Why lenders are tightening approvals and how stronger recovery strategies can protect portfolio growth Auto loan portfolios are under more pressure...

Adult exhausted, tired man talk on mobile phone at home
October 17, 2025

Across banks, credit unions, and finance companies, collections are still divided into two worlds: first-party (internal) and third-party (outsourced). Operationally,...

Concept image of AI Financial services with monetary icons and a businessperson on a desk.
August 28, 2025

Debt collection is going through one of its biggest shifts in decades. Economic uncertainty, rising delinquency rates, and evolving regulations...