Optio Solutions Blog

Businessman pulling a red arrow upright with a rope. Business concept.
November 20, 2025

Credit unions are seeing more volatility in delinquencies than they have in years. One month looks manageable and the next...

Adult exhausted, tired man talk on mobile phone at home
October 17, 2025

Across banks, credit unions, and finance companies, collections are still divided into two worlds: first-party (internal) and third-party (outsourced). Operationally,...

Concept image of AI Financial services with monetary icons and a businessperson on a desk.
August 28, 2025

Debt collection is going through one of its biggest shifts in decades. Economic uncertainty, rising delinquency rates, and evolving regulations...