Optio Solutions Blog

View allAdvanced TechnologyArtificial IntelligenceAutoBrand ProtectionCertificationComplianceConferencesCustomer ExperienceDebt CollectionDigital LoansEducationEnergy and UtilitiesEthical Debt CollectionFinancial ServicesFirst-party CollectionsFlat Fee CollectionsLegalMultichannel CommunicationsOmni-Channel CommunicationsPredictive AnalyticsPress ReleaseRisk ManagementStudent LoansTax Season StrategyThird Party CollectionsUncategorized
Risk level indicator rating since low to high inside of magnifier glass for Risk management and assessment

Seeing Delinquency Before It Happens: The Next Era of Early Warning Credit Risk Models

October 30, 2025

Most lenders treat delinquency as an event, something that happens when a borrower misses a payment. But in reality, default...

Read article