Optio Solutions Blog

Risk level indicator rating since low to high inside of magnifier glass for Risk management and assessment
October 30, 2025

Most lenders treat delinquency as an event, something that happens when a borrower misses a payment. But in reality, default...

Concept image of AI Financial services with monetary icons and a businessperson on a desk.
August 28, 2025

Debt collection is going through one of its biggest shifts in decades. Economic uncertainty, rising delinquency rates, and evolving regulations...