Creditors are entering a new phase of the recovery cycle. Account volumes are increasing across the industry, yet collectability is...
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February 17, 2026
Recent industry reporting from Credit & Collection News shows U.S. consumer delinquencies climbing to their highest level in nearly a decade. While...
February 5, 2026
A strong collections partnership is a long-term relationship between a lender or credit union and a recovery agency that prioritizes...
January 27, 2026
In early 2026, many consumers may receive larger tax refunds than in previous years, temporarily improving household cash flow. Recent...
December 10, 2025
Delinquency is one of the clearest indicators of how healthy a loan portfolio is, but it is also one of...
December 4, 2025
PYMNTSÂ reports that 66 percent of consumers live paycheck to paycheck, and 42 percent now do so out of necessity. At...
November 25, 2025
Why lenders are tightening approvals and how stronger recovery strategies can protect portfolio growth Auto loan portfolios are under more pressure...