Optio Solutions Blog

Concept of Car Loan transition - Loan denied stamp with arrows turning red to green, and turning into an approved Auto Loan.
November 25, 2025

Why lenders are tightening approvals and how stronger recovery strategies can protect portfolio growth Auto loan portfolios are under more pressure...

Man in front of wall money bags question marks
July 31, 2019

Auto lenders received some sobering news in May 2019 regarding the repayment of auto loan debt. The euphoria created by...

xAI and Dynamic Scoring
July 2, 2019

With a delinquency rate reaching the highest level since the Great Recession, auto loan debt has become serious business for...