Creditors are entering a new phase of the recovery cycle. Account volumes are increasing across the industry, yet collectability is...
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February 17, 2026
Recent industry reporting from Credit & Collection News shows U.S. consumer delinquencies climbing to their highest level in nearly a decade. While...
February 5, 2026
A strong collections partnership is a long-term relationship between a lender or credit union and a recovery agency that prioritizes...
January 27, 2026
In early 2026, many consumers may receive larger tax refunds than in previous years, temporarily improving household cash flow. Recent...
January 21, 2026
Early-stage outreach is proving to be one of the most effective ways to improve recovery outcomes in 2026. When accounts...
January 16, 2026
For credit unions and lenders, compliance is non-negotiable. But in today’s environment, compliance is doing more than setting guardrails. It...
January 8, 2026
January is typically when creditors reassess risk, performance, and partners. In 2026, that reassessment carries more weight than usual. Consumer...
December 29, 2025
In early 2026, federal student loan wage garnishment resumes after a multi-year pause. For borrowers in default, that means a portion of...
December 19, 2025
Does Early-Stage Outsourcing Improve Delinquency Outcomes? Yes. Early-stage outsourcing helps lenders and credit unions improve recovery rates, reduce staff strain,...