Optio Solutions Blog

Risk level indicator rating since low to high inside of magnifier glass for Risk management and assessment
October 30, 2025

Most lenders treat delinquency as an event, something that happens when a borrower misses a payment. But in reality, default...

Adult exhausted, tired man talk on mobile phone at home
October 17, 2025

Across banks, credit unions, and finance companies, collections are still divided into two worlds: first-party (internal) and third-party (outsourced). Operationally,...

Concept image of AI Financial services with monetary icons and a businessperson on a desk.
August 28, 2025

Debt collection is going through one of its biggest shifts in decades. Economic uncertainty, rising delinquency rates, and evolving regulations...

Tuition protection service, financial concept: Black graduation cap placed on top of a coin stack with a red lifebuoy on a table.
July 30, 2025

Most private schools understand the challenge of collecting overdue tuition. But many miss opportunities to improve recovery rates, simplify internal...