Optio Solutions Blog

Risk level indicator rating since low to high inside of magnifier glass for Risk management and assessment
October 30, 2025

Most lenders treat delinquency as an event, something that happens when a borrower misses a payment. But in reality, default...

Adult exhausted, tired man talk on mobile phone at home
October 17, 2025

Across banks, credit unions, and finance companies, collections are still divided into two worlds: first-party (internal) and third-party (outsourced). Operationally,...

Concept image of AI Financial services with monetary icons and a businessperson on a desk.
August 28, 2025

Debt collection is going through one of its biggest shifts in decades. Economic uncertainty, rising delinquency rates, and evolving regulations...

Woman making a payment on a cell phone
February 20, 2025

The debt collection industry is evolving rapidly, driven by advancements in technology, changing consumer expectations, and an increasing need for...

April 3, 2024

Uncollected debt can significantly impact a company's cash flow and growth. While internal collection efforts are an option, they can...

ethical debt recovery in the collections industry
September 19, 2023

Optio Solutions, a prominent player in the industry, has positioned itself at the forefront of compliance efforts, setting a gold...